Regardless of where you live, you always get the following benefits:
Unlimited Payouts
We won’t cut off care or raise rates just because your dog is unlucky or develops a chronic condition that needs care.
Avoid Waiting for Reimbursement
We are the only company that can pay veterinarians directly at time of checkout! Visit our website to find out if your veterinarian accepts our direct payments.
See Any Veterinarian
Whether you need to visit your current veterinarian, an emergency hospital, or a specialist, you’re covered at any licensed veterinary practice in the United States, Canada, or Puerto Rico.
We Do What We Say
Trupanion has paid out over $2 billion in claims since our founding in 1998. We love pets and promise to treat yours as though they were our own.
What’s covered
From diagnostic costs to treatment for illnesses and injuries, we’ve got your dog’s back.
- Diagnostic Tests
- Medications
- Surgeries
- Hospital Stays
- Prescription Foods
- Prosthetic Devices
- Orthotic Devices
- Carts
- Supplements
- Herbal Therapy
And More!
What’s not covered
- Pre-existing conditions-conditions that show symptoms in the 18 months before enrollment or during waiting periods.
- Spay or neuter
- Preventive care (vaccinations, flea and tick control, etc.)
- Exam fees and sales tax, where applicable
